This storybook home has a presence and a feeling of peacefulness that is sure to take you back to a time when life was simple. Just sit outside on the bank in the shade of the mature trees, and you can hear the softly rushing waters of Cisson's creek, as she sings the song of the mountains. This will bring a natural harmony, and contentment to anyone who will listen. This quaint Bungalow was remodeled to preserve the character of the home. During the remodel in 2016 the owners installed new sheetrock, insulation, plumbing, wiring, paint, roof, lights windows, granite countertops. Water heater, central heat and A/C. This property offers plenty of possibilities. Keep the main home as a full time, or as a weekender. You can live in one, and use the other as a rental, a business, or rent them both out, (the second home has a long-term renter). There is also a 10x16 shed as well as an old-time root cellar. The home is in the country, but still offers easy access to Pickens. Greenville is only 40 minutes away, the Airport is on 45 minutes away. Tons of history with this property, at one time there was a mill on the creek, the structure by the road was a store, and back in the old days it was a moonshiners place. The store in the front was converted in 2019 into a 700 sq. ft 1 bedroom home with mini split and W/D hookup. All furniture included except for leather couch and outside patio furniture.
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William Raveis Mortgage, LLC
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Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $34 | $34 | $34 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,628 | $1,628 | $2,118 |
Total Monthly Payment | $1,737 | $1,737 | $2,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.