Now Selling - Spring Ridge, a beautiful new community in the heart of Anderson, SC. This community will be just 20 minutes from Lake Hartwell and Downtown Anderson. Allowing you to enjoy both the lake and city life! Downtown Anderson is well-known for its local dining, shopping and entertainment options. Single story and two-story homes from our Tradition Series offering 6 different floorplans, interior design selected packages, and Smart Home Technology. Conveniently located only minutes from I-85, Spring Ridge is sure to be the perfect place to call home! Your dream home awaits in this charming South Carolina community. With a spacious open concept design, it is no surprise that the brand new Penwell is quickly becoming one of our most popular two story homes. This floorplan combines all of the essentials you need to live comfortably, with not only a large home office featuring glass french doors and tons of natural light, but also a huge great room that opens up into the kitchen. The kitchen has all granite countertops, gas appliances, shaker style cabinets and a large kitchen island. Upstairs there are 3 bedrooms, including the main bedroom + a loft. The owner's suite has an en suite bath with double vanities, large shower, and a huge walk-in closet. Off the back of the home, there is an 10x12 patio with fully sodded yard, which is perfect for hosting that weekend cookout!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$322,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $258,320 | $258,320 | $258,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,762 | $1,717 | $2,178 |
Total Monthly Payment | $1,837 | $1,792 | $2,253 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.