Wow – exclusive DOWNTOWN LIVING just a few blocks from upper Main Street activities but with the quaint feel of Stone Avenue and the Earle Street historic district. With a coveted ROOFTOP TERRACE, you will love this extra living space where you can chill out above the crowd, entertain with the best, and watch summer fireworks. A curated SANTA BARBARA INTERIOR DESIGN provides an instant comfort mode and the plentiful counters in the gourmet kitchen will put a smile on the face of any chef. A perfectly crafted floor plan on the main floor features a stylish LARGE LIVING SPACE and roomy dining area tied together with a kitchen featuring a PENINSULA, gas range, and high-end smart appliances. With extra seating at the peninsula, entertaining is simplified with a nice personal touch. The MASTER BEDROOM level has a large walk-in closet with dual doors, and a CUSTOM BATHROOM featuring ceramic tile shower. 9’ CEILINGS here and throughout the home provide extra volume and spaciousness. Check out the MURPHY BED in the second bedroom that gives you office / guest bedroom options – extra storage and versatility! On the TERRACE LEVEL, you will enjoy the spaciousness and the extensive COMPOSITE DECKING – plenty of room for couches, TV, grill and friends. A closet on the terrace helps you keep things organized. The TANDEM GARAGE leads to a drop zone at the front door, and is fairly spacious providing parking options; plus a STORAGE NOOK under the stairs is useful. The community has agreements with surrounding commercial business lots to provide OVERFLOW PARKING. Note the convenient entrance into the Westone complex where you can enjoy outdoor seating at Liability Brewing or grab a bite at Moe’s Original BBQ; lots of other popular eating establishments are close by as well. WASHER & DRYER and FRIDGE will all convey. Walls are engineered to be soundproof – you won’t hear your neighbors here. ROOF has a lifetime warranty. An ASSUMABLE VA LOAN creates an exciting option to finance at a low interest rate! A 2/10 home warranty can be transferred to the new buyer for peace of mind. Lots of fine touches throughout in this luxury townhome with upscale lighting, ceiling fans, and hardwoods on all the stairs – too much to list, but come check out this amazing home for yourself.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $331 | $331 | $331 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,155 | $3,155 | $4,103 |
Total Monthly Payment | $3,578 | $3,578 | $4,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.