Lovely home in the gated Crystal Bay community on Lake Greenwood. If you like privacy, this 3-level 4 bedroom/4. 5 bath home is sure to please, and not too big at just over 3000 sf. Sitting on one of your TWO Screened Porches and listening to the nature sounds of your backyard is simply divine -- the amazing bird song, the crickets, the frogs. Watching the baby deer. It is exactly the serenity you want and need. Your backyard has some gently sloped grassy area, then the natural woods slope down to a creek that feeds into the lake, and of course, you DO have deeded access to the community Boat Slips on year-round water (first come first serve!), easy near-level Boat Ramp, and Lakeside Picnic Pavilion. You will appreciate additional amenities like a Secured Storage area for your trailers/RV, Walking Trails, a super convenient yard waste depository, and various social opportunities and events. This “interior” brick-and-vinyl home welcomes you with a brick-lined driveway and a covered porch entry into an open plan. Storm door so you can always enjoy seeing your outside flowers. Warm hardwood floors grace the main living area. The gas fireplace is surrounded by etched tile and has a raised brick hearth so you can sit close to the fire. The Kitchen has a center island, the side-by-side Fridge stays, and you’ll love the big new stainless-steel sink and pull-out wand. Walk-in Laundry Rm has a deep utility sink (great small dog washing station?), and opens to a little side Deck, perfect for grilling. Handy Half-Bath on the main floor. Three Bedrooms, 3 Baths and an extra room are upstairs. The primary Bedroom has a good-sized Walk-in Closet with built-ins. Its Bath has the double sinks you prefer, a jacuzzi tub (yes- you Will use it and be grateful for it), and a separate shower. The other two bedrooms use another Full Bath. An extra room is outfitted with a large built-in desk/workstation for your office or crafts, and because you get so busy, you get your own Full Bath too. The “Walk-out Basement” is fully tiled and nice as a family retreat area and a Guest Suite; it has a private 4th Bedroom, Full Bath, and an L-shaped Den opening to the lower Private Screened Patio. The Utility/Storage Room comes with an extra fridge and there’s a Mechanical Room that makes access to house systems, ie. a well water conditioner (free water!), and the air handler, easy and convenient. Favorite things? This house has loads of extra closets! Fans in all the bedrooms with beautiful vaulted and tray ceilings. Textured ceilings. Fast Fiber Internet! Definitely those two fabulous Screened-in Porches looking out into a green wilderness of dappled sunlight! 2-car Garage has a built-in worktable for your workshop area, and there are no steps from the garage into the house! Under termite bond. Cheaper Laurens County taxes. Super convenient to town and amenities. Lot to the right is available too if you want an additional privacy buffer, or to bring family/friends to beautiful 11, 400-acre Lake Greenwood! LOVE YOUR LAKE LIFE and still enjoy the privacy of your wooded paradise!
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $118 | $118 | $118 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,443 | $2,441 | $3,148 |
Total Monthly Payment | $2,636 | $2,634 | $3,341 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.