When Interest Rates are Holding you Back, would you like to save over $300. 00 a month for your first year? Ask how this can be possible. Can you believe this 4BR/3BA home has over 3200 sqft with an In-law Suite with a pond view that is so close to the mountains at this price point??? Indulge in the splendor of this magnificent residence featuring four bedrooms, three full baths, and a captivating pond view, nestled in the highly coveted school district 1. Revel in the freedom afforded by the absence of HOA or restrictions on this property. This extraordinary home boasts a full finished walkout basement, adding an extra layer of luxury to the living space. The main floor showcases three bedrooms, two impeccably remodeled baths, and the rich warmth of hardwood floors. The great room takes center stage with its vaulted ceiling, striking exposed beams, skylights, and an expansive wood-burning fireplace. Step through an over sized exterior door to access the rear wrap-around deck and the enticing allure of a brand new pool. The principal en-suite is a secluded haven, complete with an attached sun room, ideal for a home office, and an additional exterior door that opens up to the picturesque pond view. The kitchen is a culinary masterpiece, boasting ample cabinets, convenient pull-out drawers, a lazy susan, top-of-the-line Stainless Steel appliances, luxurious granite counters, and an exquisite marble back splash. Double oven, Confection oven microwave. This remarkable home is adorned with recessed lighting, a practical laundry chute, meticulously organized closet systems, and the added convenience of a two-car garage. The fully updated walkout basement level offers flexibility and could easily serve as a second living quarters. It comprises a fourth bedroom, a third fully renovated bath, a generously sized laundry room, and a versatile flex room adorned with discreet shelving. Entertain effortlessly in the basement's family room, featuring a cozy gas fireplace and a fully equipped kitchenette with a microwave, sink, fridge, storage cabinets, and a welcoming dining area. The prewired storage building adds an extra layer of convenience to this extraordinary property. Don't miss out on the utility garage door on basement level, this is the perfect spot for all your yard equipment. Overflowing with opulence, this home transcends mere words. Loads of tongue and groove and natural wood beams throughout the home. All appliances stay with the home. Schedule you're showing today to experience firsthand the allure and functionality of this exceptional property, which may also qualify for USDA financing. Seize the opportunity to make this residence, with its unique blend of luxury and practicality, your very own! Seller is relocating.
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William Raveis Mortgage, LLC
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Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $266 | $266 | $266 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,527 | $2,527 | $3,287 |
Total Monthly Payment | $2,885 | $2,885 | $3,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.