128 Cottage Lane, Greenwood, SC, 29649 | $324,480

** SHORT TERM RENTALS ALLOWED. COMMUNITY BOAT SLIPS AVAILABLE. 100% USDA ELIGIBLE THIS HOME WILL BE READY TO MOVE IN BY DECEMBER 15. CALL OR TEXT ON SITE AGENT FOR UPDATED PICTURES. Dreaming of the lake life?? Look no further than Palmetto Crossing at Lake Greenwood, where endless fun, delectable cuisine, charming shopping, and the warmth of a small town come together. We proudly presents the exclusive Aiden plan in Palmetto Crossing, an intimate yet sought-after community that caters to your every need, making lake living an absolute delight. The Aiden plan offers a well-designed layout, featuring two spacious bedrooms and two full baths on the main floor, providing both comfort and functionality. While the loft area offers the extra needed space. The open floor plan effortlessly accommodates family gatherings while maintaining a cozy atmosphere for relaxation. To enhance your dream lake home, we have incorporated premium upgrades that exude both style and convenience. The owner's suite boasts a luxurious tile shower, adding a touch of elegance to your daily routine. A farmhouse sink and all wood cabinets in the kitchen brings a timeless charm, while upgraded laminate and tile flooring elevate the overall aesthetic. The tankless water heater and radiant barrier ensures energy efficiency, and a multitude of other popular included upgrades have been carefully selected to provide you with features you are looking for. Choosing us means opting for quality and unparalleled customer service. Our commitment to excellence extends beyond the construction of your home; we strive to create a seamless and enjoyable experience for our valued customers . Don't let this opportunity to own a lake house you'll cherish for years pass you by. With only a few cottage lots remaining, now is the time to act. ** SHORT TERM RENTALS ALLOWED. COMMUNITY BOAT SLIPS AVAILABLE.

Features

  • Amenities: Clubhouse, Common Areas, Water Access, Dock, Lawn Maintenance, Boat Ramp
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: 1st Floor, Laundry Closet, In Kitchen, Laundry Room
  • Style: Craftsman
  • Year Built: 2024
  • Heating: Natural Gas
  • Cooling: Electric
  • Basement: None
  • Acreage: 0.05
  • Est. Taxes: $0
  • HOA Fee: $975 Annually
  • Lot Desc: 1/2 Acre or Less, Cul-De-Sac, Sidewalk, Few Trees, Interior Lot
  • View: Water
  • Elem. School: Other
  • Middle School: Brewer Middle School
  • High School: Greenwood
  • Appliances: Dishwasher, Disposal, Free-Standing Gas Range, Microwave, Tankless Water Heater
  • MLS#: 1529616
  • Days on Market: 194 days
  • Website: https://www.raveis.com
    /prop/1529616/128cottagelane_greenwood_sc?source=qrflyer
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Listing courtesy of DFH Realty Georgia, LLC   Phone: 910-631-6828

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

128 Cottage Lane, Greenwood, SC, 29649

$324,480

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,584 $259,584 $259,584
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,793 $1,749 $2,208
Total Monthly Payment $1,868 $1,824 $2,283

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.