Wow, it is not every day that such a historic gem becomes available especially one that has many of the major systems of the home updated in recent years. This immaculately maintained 2 story home was built in 1916 by two of the original members of the Fountain Inn community, Charlie and Lucy Garrett has been a treasure to the North Main area for the last 100+ years. Sitting on an acre lot in the center of town, you will find this 4-bedroom, 3-bathroom home that's features abound. Walk up from the city sidewalk to the large wrap around porch that is the ideal spot for relaxing on a summer day and watching the laid-back hustle and bustle of an ever-growing town. Enter the home into the main formal living area and to your left you will find the stunning formal dining room. The dining area features gorgeous original solid wood double doors and coffered ceiling. The eat-in kitchen is located in the heart of the home with a huge pantry, tons of cabinetry, and moderately updated appliances. On the back side of the house, a state-of-the-art laundry room awaits you that will make the "runnings" of the home a breeze. A relaxing den makes its' way to the backyard of the property. A bedroom and a full bathroom can be found at the base of the staircase. The bedroom is currently being utilized as a study. Notice while ascending, the original oak hardwood flooring throughout much of the home and the crown molding. The staircase is like something out a magazine. Upstairs you will find the large master suite with a full bath and FOUR closets. The master bath has a cute "saloon door" feature that separates the commode from the rest of the bathroom. Upstairs you will also find 2 secondary bedrooms and a full bath. The architectural details have been carefully preserved throughout and the metal roof is a testament to that. There are separate heating/air units for each floor as well as water heaters. And the magic doesn't stop there- the acre lot features large oak and pecan trees with beautiful landscaping that includes 30+ azaleas, 20+ hydrangeas, quince, dogwoods, gardenias, iris, and more! The crawlspace is encapsulated with a dehumidifier by All Dry of Carolinas. The HVAC units are serviced regularly by Stephens Heating and Air. The recently built Fountain Inn high school is approximately 1 mile away and you are a block away from all of downtown Fountain Inn's amenities, restaurants, and shops that include the "The Mill at Fountain Inn" that opened only 3 days ago. Don't miss out on owning this historic piece of 29644.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $89 | $89 | $89 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,760 | $3,663 | $4,648 |
Total Monthly Payment | $3,941 | $3,844 | $4,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.