Welcome Home to this all brick fairy tale cottage. This home has all the charms and character of an older home with all the amenities of a brand new one. This 2-bedroom, 2-bathroom home has been newly remodelled and is conveniently located near downtown Laurens on a . 38 +/- acre lot. Being near downtown provides easy access to amenities, making it convenient to enjoy shopping, dining, and entertainment options. Ready for immediate occupancy. The kitchen features solid wood shaker style cabinets with soft close drawers usually only found in higher end homes. Granite countertops and all brand new stainless steel appliances. Formal dining room. Tiled showers and baths. Very spacious master bedroom with a fireplace. That's right, a fireplace in your Master Bedroom! Complete with shed in backyard and No HOA. This home may qualify for USDA, VA and FHA. There is a 1/1 cottage behind this home on . 52+/- acres that can also be purchased separately if you need an in-law suite, apartment or extra income from a rental. Also listed on the MLS, 749 E Main St. B Laurens. Connecting both properties will provide nearly an acre of land in the city limits. Very rare indeed. Come and see this beautiful property today. Contact Agent directly for more information.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $187,200 | $187,200 | $187,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $100 | $100 | $100 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,245 | $1,244 | $1,579 |
Total Monthly Payment | $1,420 | $1,419 | $1,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.