Welcome to this charming all-brick, one-story, home nestled in a quiet neighborhood! *** Roof 2016, efficiency HVAC 2020, Water Heater and Refrigerator 2022, rewired grounded electrical outlets and fixtures. *** This inviting residence boasts 3 bedrooms, 2 bathrooms, and a delightful rocking chair front porch, perfect for enjoying your morning coffee or unwinding in the evening. Step inside to discover formal living and dining rooms adorned with laminate flooring, ideal for hosting gatherings or relaxing with loved ones. The heart of the home lies in the open kitchen, complete with a breakfast bar for casual dining, under cabinet lighting for ambiance, and equipped with a suite of appliances including a dishwasher, wall oven, smooth top stove and newer refrigerator. The great room is a cozy retreat featuring high-efficiency gas logs for chilly evenings, a ceiling fan for added comfort, built-in cabinets for storage, and hardwood floors that add warmth and character to the space. Step outside onto the deck, perfect for outdoor dining or enjoying the beautiful weather. A convenient outbuilding provides additional storage for tools or outdoor equipment. The circle driveway offers easy access leading to a one-car garage for parking convenience. All three bedrooms boast hardwood floors for easy maintenance, while the bathrooms showcase tile floors. Completing this home is a convenient laundry room with a sink, making household chores a breeze. Don't miss the opportunity to make this wonderful property your own and experience the comfort and convenience of one-level living at its finest! ***Eligible for 100% USDA Financing*** Check out the 3D Virtual Tour. Write your contract today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $102 | $102 | $102 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,142 | $1,142 | $1,486 |
Total Monthly Payment | $1,319 | $1,319 | $1,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.