RARE FIND!!! Not only does this quaint and cozy home sit on a level lot with a level driveway leading into a 2 car garage, but the entire floor plan is on ONE level. As you enter the front door, you’ll step right into a foyer that leads into the large living area with cathedral ceilings and a gas fireplace accented by windows on each side. Just off the foyer, you’ll find the 2 spacious guest bedrooms, the guest bath and 2 closets! Just past the hallway that leads to the guest area, is the owner’s suite with a large bedroom, extra large walk in closet and spacious bathroom with a stand alone shower and a separate soaking tub. On the other side of the home, you’ll find the garage entrance, with the laundry area and the kitchen with a barstool counter that separates the dining area featuring a beautiful bay window allowing tons of natural light! From the dining room, you can venture out onto the relaxing screened porch, or even further out onto the rock patio to enjoy the picturesque & private backyard charmingly landscaped with stone pathways complete with pathway lights. Another backyard entrance is accented with an archway covered in flowering vines, making it the perfect “storybook” setting. New roof was installed in May 2024. Schedule your showing quickly before this one is claimed! HOA is OPTIONAL, is $350/year and includes amenities listed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,543 | $1,541 | $1,956 |
Total Monthly Payment | $1,698 | $1,696 | $2,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.