Contingency contract, please continue to show. Attractive well-maintained custom built home with 3 bedrooms, 2. 5 baths, conveniently located to both I-26 and I-85 and tucked away on a private 1. 53 acre wooded lot in desirable Chestnut Lake. Sitting at the end of a Cul de sac and surrounded with beautiful hardwood trees, you will always be cooler in the summer time than most of the neighbors. Enter the double door entry into a handsome great room with stone fronted wood burning fireplace and an adjoining dining room. A stunning sunroom has been added for dining and relaxing and has multiple newer Anderson windows plus a door to the deck and private back yard. The updated kitchen has abundant cabinets with pull outs, pantry storage and a broom closet! Most of the interior of the home has been freshly painted and has beautiful hardwood floors throughout with the exception of the kitchen and baths which are tile. In addition, there is a newer roof, many replacement widows and wonderful additional custom cabinets in one of the bedrooms. The owner has added a whole house dehumidifier with air cleaner and a geothermal heat pump. The large 2 car garage has a workshop area, sink and storage space. In addition to the garage, there are 2 pull down staircases for attic storage (1 in the garage and 1 in the hall wall) and best of all, there is a storage area with a concrete floor pad under the sun room. The yard has beautiful plantings of hostas, gardenias, azaleas, a gorgeous Japanese maple and walking paths that lead to a row of tea olives and numerous Little Gem Magnolias. You are very close to the mountains and the picturesque towns of Landrum, Tryon and Columbus, NC. Enjoy specialty shops and excellent restaurants with a short scenic drive up Highway 176. First time offered in this charming neighborhood! Don’t miss it!
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $270,000 | $270,000 | $270,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $85 | $85 | $85 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,641 | $1,641 | $2,134 |
Total Monthly Payment | $1,801 | $1,801 | $2,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.