Discover this delightful two-story home with WALK-OUT BASEMENT tucked away in a well-established neighborhood celebrated for its mature landscaping and prime location. Just moments away from shopping, dining, and the vibrant downtown area, this home affords both charm and practicality. The main level features a welcoming living room and dining area, complemented by an updated kitchen with beautiful maple cabinets, quartz counters, and a subway tile backsplash. Flowing seamlessly from the kitchen is the den, complete with a cozy fireplace, the perfect spot for relaxing after a long day. Upstairs, you will find the primary bedroom suite and three additional bedrooms that share a well-appointed full bathroom, ensuring convenience and privacy for all. The walkout basement level awaits your individualized touch and is brimming with possibilities! This space includes a den with a fireplace, a kitchen with laundry, a bedroom with wardrobe, and a full bathroom. You could use this space in a multitude of ways - do you have a nanny? Or need space for multigenerational living? A boomerang child? with it's own entrance, utilize this space as an apartment, providing an excellent rental (and income producing) opportunity!! Or what about an AirBNB? Outside, enjoy the spacious fenced backyard with mature trees and expansive green space. With award winning schools, no HOA restrictions, and tons of potential! Close proximity to the new Harris Teeter! Fun golf cart community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $18 | $18 | $18 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,037 | $3,034 | $3,821 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.