Welcome to your new home in Silver Ridge! The photos simply do not do this one justice. Situated on almost an acre with mature landscaping, this yard is perfect for bonfires and grilling with guests. As you enter the house you are greeted by gleaming, real hardwood floors throughout main living area. A large family room with gas fireplace offers ample space for kicking back and watching Sunday football, or cozying up for a relaxing movie night. The kitchen has it all: custom oak cabinetry, a stainless steel gas range, beautiful granite countertops, and under cabinet lighting. A sunroom overlooks the covered porch that could not be more perfect for enjoying a summer rainstorm on. Upstairs you will find a spacious owner's suite with garden tub, dual vanities, tiled shower, and walk-in closet. Three additional bedrooms with walk-in closets and a flex room. Don't miss the "secret passageway" that connects the play room to the private flex room, or as some may have it, "man cave". Generous attic space with walk-out access means no more pull-down steps for seasonal decor! Oversized heated 23x23 garage with cabinets and countertops, and an additional 7x12 flex space, currently used as an at-home gym. Below the house is tall crawl space, ideal for hiding away that messy workshop! Call and schedule a showing today, because this one has to be seen in person!
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,701 | $2,632 | $3,340 |
Total Monthly Payment | $2,968 | $2,899 | $3,607 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.