Welcome to your Lake Keowee cottage! Cottage number 99 is nestled in a perfect position for your relaxing afternoons and quiet lake nights. The parking space for the cottage is extremely close by and has a level path to your front door. Cottage 99 is an onsite build with cement board siding, and has its own septic tank. This allows it to be a full time living property. Updated with new roof, brand new Range, Microwave and Dishwasher. Enjoy the nice size screened porch that had beautiful views of the lake!. Also is a custom built library ladder for easy access to the spacious loft for additional storage or sleeping area. This lake view cottage features high vaulted ceilings with double transom dormer windows, open floor plan, move-in-ready and being sold fully furnished! So, get ready to enjoy the lake immediately. This home has been meticulously maintained. Just bring your lake wear and enjoy! Head to the close by clubhouse and play pool, relax in the library, workout in the gym or take a dip in the pool. But, don't forget the beach! It's fun to hang out there too! If you are looking for a low maintenance retreat and lake getaway, this is it! This established community offers many amenities mentioned above. They include a fabulous lakefront lodge and swimming pool, marina, beach, fitness room and walking trails. Regime includes landscaping maintenance, private gated community, water, sewer, trash service, pool, clubhouse, walking trails, fitness center, lighting and more. This is a private gated community. Gate is monitored with no public access. Entry requires agent representation. Cottage 99 has everything you need to make your lake dreams come true. No rentals are allowed with less than a 12 month term. A modified tax structure adds to the savings of this remarkable Lake Keowee cottage. Please ask about the land lease, boat slip rentals, and further details.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,200 | $235,200 | $235,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,585 | $1,563 | $1,983 |
Total Monthly Payment | $1,796 | $1,774 | $2,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.