Looking for the most darling bungalow with a TON of things to do within walking distance? Look no further. This adorable 2 bedroom (or one bedroom with a dining room, as sellers are currently using it), 1 bathroom home is ready for you. This adorable Woodside Mills home has the most perfect rocking chair front porch for those cooler summer evenings, fall porch hangouts, winter decor, or springtime hanging baskets brimming with flowers! As you step into this home you'll notice it feels fresh and modern while maintaining the charm of yesteryear. LVP flooring throughout makes the house feel cohesive. The living space is quite spacious for the size of the home. The primary suite is off to the right and has access to the kitchen space. The current dining room could become another bedroom space with the addition of a wardrobe. The kitchen is updated with modern amenities even though it's not particularly common in mill homes to have dishwashers and disposals. A convenient laundry space and full bathroom bring up the rear of the house. A security system valued at $4500 conveys with the home! A 5 minute walk will have you at the new food hall called The Mill at Fountain Inn with its brewery, outdoor greenspace, and common area with tv's and indoor seating. Another 3 minute walk further and you're on Main St. with shops, restaurants, pharmacies, and activities galore. Don't want to walk? Hop in the car and you're at Heritage Park in 7 minutes for concerts, the fairgrounds, and picnic spots, and only 11 minutes away from all the shopping and dining on Fairview Rd. What more could you need? Whether you are a first time homebuyer, downsizing, wanting an investment property, or just love the charm of an older home, come make this house your home!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,920 | $175,920 | $175,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $49 | $49 | $49 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,069 | $1,069 | $1,390 |
Total Monthly Payment | $1,193 | $1,193 | $1,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.