NEW PRICE!! Brand New House in the Smithbrook Subdivision! This 4-bedroom home has a 2nd Living Quarter in the lower level of the home. The open floor plan boasts of great designer finishes like luxury laminate hardwoods throughout the main level of the home, gas log fireplace, courtyard entry garage, tankless water heater, and a formal dining room with a coffered ceiling. The chef in family with love the kitchen with its stainless appliances which includes a gas stove, a large island and granite counters. You will be in awe of the Owner's suite with it spacious bedroom, oversized walk-in closet, tiled walk-in shower, and a double sink vanity with granite tops. The basement would make a great mother-in-law suite or great for the family with 2 bedrooms, a full bathroom a kitchenette, and a great family room. Also there is tons of storage in the basement and a covered patio. Enjoy your morning coffee sitting on the screened in back porch that overlooks the little creek at the back of the yard. This home is built by Apex Development SC LLC, a local builder that builds custom homes in the upstate. Apex has an A+ rating with the Better Business Bureau! The home comes with a RWC Structural Warranty. Builder to include a Stainless French Door refrigerator with the home if closed by the December 31, 2024.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $30 | $30 | $30 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,658 | $3,402 |
Total Monthly Payment | $2,833 | $2,763 | $3,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.