If you're looking for something extraordinary, look no further than 437 Peninsula Road. Custom designed and constructed, this waterfront setting defines oasis. This unassuming retreat sits off the road among mature mixed pine and hardwood trees. Completed in 2021, this home is like new and it exudes unique. Features include a three car garage front with a 4th bay off it's lakeside, four bedrooms inside the home, each with it's own private full bath, and a additional apartment suite for overflow family and visitors. The main level soars two stories with a wall of glass on it's lakefront anchored by a stone gas fireplace. Pictures can not capture the breathtaking expanse in this design. An open living, kitchen and dining arrangement encourages friends and family to mingle freely from space to space without missing any of the conversation or any of the lake view. Large picture windows vault to the ceiling and extend the entire living area. The key feature to this lovely abode is the outdoor living. Whether it's the enclosed porch, the covered patios or in the yard, there is no mistaking you're at the lake. The outdoors spills in at the all season porch. Located off the kitchen and living room is this house favorite. All weather panels easily convert from summer to fall with full length sliding door panels that open completely on one side to the covered patio. A second stone fireplace warms you up on a cool fall evening with a lakeview backdrop in the distance. A window pass through makes serving from inside to out a breeze. The functional kitchen is mighty with loads of organizers and roll out shelving. The family chef enjoys gas cooking, a pot filler and ample counterspace. A large walk-in pantry is located just off of a side entrance and there is also more storage found in the main floor laundry room located just steps away. The informal dining area accommodates a large table and has great views overlooking the wooded lake setting. The main floor finishes out with a spacious bright bedroom and ensuite bath and an additional half bath for guests. A perched lake view is the main feature of this spacious primary suite. A private, sun-filled keeping area with beam accents mirror the living room. The primary bath offers lit vanity mirrors, a tile shower surrounded with frameless glass and a freestanding soaker tub. On the terrace level are two guest ensuites, each accented with lake views and spacious closets. This level offers multiple entertaining areas with a den, a bar and pub area along with a game room and a second guest half bath. An outdoor shower is tucked outside of the recreation room for ease of access to the home's second laundry room. The lower level lakeside patio features a hardscape pergola, a heated hot tub and firepit seating. A great place to lounge all year round. A quaint footbridge marks the way to over 180 feet of pristine Keowee shoreline. A natural sand beach is the pinnacle for ease in lake play. Whether wading at the shore or launching a kayak and paddleboard, everyone loves the beach. The covered slip dock offers two personal watercraft lifts, wifi and Cat-5 wiring for watching the big game or listening to your favorite music. It's design features a hip and a half roofline that is great for both sun and shade. Deep water accommodates all types of watercraft and ensures everyone is safe while jumping and diving. At the back rear corner is a 4th bay storage garage. Behind this roll-up door is ample room for all of your lake toys and lawn equipment. Don't miss the apartment suite located over the main garage. A completely independent entrance offers a living area with efficiency services, sleeping and bath quarters. Great for in-laws, overnight guests and a growing family. Meticulously cared for and lovingly maintained. This like-new home offers immediate lake living without construction uncertainties. Start enjoying the lake life today.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,120,000 | $2,120,000 | $2,120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.258% | 6.201% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,881 | $12,881 | $17,890 |
Total Monthly Payment | $13,330 | $13,330 | $18,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.