The Oxford is a stunning and spacious 3, 575 square foot, two-story floor plan. The craftsman styled columned front porch and grid windows immediately captures your eyes on this house. Right through the front door you will enter the foyer with two bedrooms at the front of the home, As you continue, you will enter the open layout family room, kitchen and breakfast area. The kitchen offers a large island with a gourmet chef's kitchen that includes SS double ovens, gas cooktop, built-in microwave and dishwasher. The kitchen has beautiful 42" Brellin Stone Gray cabinets with quartz countertops. The additional 4th bedroom, full bathroom and loft are located on the second level. The primary bedroom features a large primary bathroom that includes a double vanity and separate garden tub and shower. Also connected to the bathroom is the oversized walk-in closet. This house has everything you need to make you feel right at home!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $363,920 | $363,920 | $363,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,421 | $2,419 | $3,069 |
Total Monthly Payment | $2,496 | $2,494 | $3,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.