New Vail Plan in O’Neal Village! 4 Bedroom - 3 Bath. Concrete Patio - Fiber Cement Siding w/ Dormers – Architectural Shingles - Fully Sodded Lawn w/ Irrigation System - Smart Home Manager Package - Finished Storage Area - 9 Ft. Ceiling on Main Level w/ 12 Ft. Ceiling in Kitchen & Living Room - Tray Ceiling in Primary Bedroom - Gas Log Fireplace w/ Raised Stone Hearth w/ Stone to Ceiling - Luxury Vinyl Plank Flooring Throughout Main Living Area, Dining Room, Hall Bath & Laundry - Ceramic Tile Flooring in Primary & Upstairs Bath. Kitchen Features: Upgraded Quartz Countertops & Tile Backsplash, Upgraded Kitchen Cabinetry w/ Cabinet Crown Molding & Knobs & Pulls, Upgraded Electric Stainless Steel Appliance Package. Quartz Countertops in Full Baths - Double Sinks in Primary Bath - Garden Tub & Additional Sized Separate Ceramic Tile Shower w/ Bench & Frameless Shower Door in Primary Bath - Frosted Window Above Primary Tub. **1+8 Builder warranty included**
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$413,300
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $330,640 | $330,640 | $330,640 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,284 | $2,228 | $2,813 |
Total Monthly Payment | $2,359 | $2,303 | $2,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.