PRICE REDUCED. Seller Motivated. When Interest Rates are Holding you Back, would you like to save over $220. 00 a month for your first year? How about saving $115. 00 in the 2nd year? Ask Listing agent how this can be possible. Step back in time with this delightful 1930 colonial home, situated on a prime corner lot in Blacksburg. This 2-bedroom, 1-bath residence features an additional flex room, perfect for a home office or guest space. As you enter, you're greeted by a spacious living room with tall ceilings and a cozy fireplace, ideal for gatherings. The wrap-around porch provides a perfect spot to relax and enjoy the neighborhood. The kitchen, in excellent condition, offers plenty of space for culinary creations and flows seamlessly into the formal dining room, making it perfect for entertaining. The large laundry room adds convenience to your daily routines. This home is rich in character and charm, with all the potential to be lovingly restored to its former beauty. Recent updates include a new roof, HVAC system, and water heater, ensuring modern comfort while preserving its historic appeal. Outside, you'll find a small storage building on the lot, offering extra space for your storage needs. Don't miss the opportunity to own a piece of history with this captivating colonial home. Schedule a showing today and imagine the possibilities!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $904 | $903 | $1,146 |
Total Monthly Payment | $1,148 | $1,147 | $1,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.