This two-story traditional 4 BR/3 Bath home in STERLING ESTATES has EVERYTHING for the modern buyer ~ open floor plan, large kitchen with ss appliances and gas range, main level guest bedroom with adjacent full bath, NEW LVP flooring throughout the main level, OVERSIZED primary suite on second level with sitting area and luxury bath, tankless water heater, a private beautifully-landscaped backyard…. . and the list goes on! The main level provides 9’ smooth ceilings with an octagonal trey ceiling in the dining room, and the breakfast area and kitchen open to the great room with a large wraparound peninsula offering ample seating for family and guests. Upstairs are the owner’s oasis, two secondary bedrooms, and a 17’ x 17’ flex space as a rec room and/or office. Along with a roomy front porch, there is also an elongated 36’ rear patio with a covered mid-section to enjoy the lovely (completely fenced and secluded) back yard. A two-car garage is home to vehicles, toys, and lawn equipment. Sterling Estates provides community amenities of clubhouse/pool/lights and is conveniently located to award-winning public schools and within easy reach of restaurants and retail shopping, including the new Publix and Target! Seller will consider 5, 000 toward closing costs
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $310,000 | $310,000 | $310,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,884 | $1,884 | $2,450 |
Total Monthly Payment | $2,131 | $2,131 | $2,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.