6 Ivy Court, Seneca, SC, 29678 | $280,000

Welcome Home! This home features 3 bedrooms, 2 bathrooms, a large living and dining room combo and an efficient kitchen. Primary bedroom has double doors leading to the back deck, a full bath with walk in shower, linen closet and a larger closet than one would expect to be there. The kitchen appliances will remain with the home. A stone fireplace and hallway laundry area with built in cabinets add to the ease of this one level home. Do you want privacy while being in a neighborhood? This home is located on the end of a street with no through access providing less traffic past your home. There are No HOA fees in this subdivision. Land is . 83 of an acre and is shaded. The back yard has a fenced area and requires no grass cutting as the ground covering is ivy. Additions since ownership include include luxury vinyl plank flooring and the back deck has been re-built to stretch along the entire length of the home. This shaded back deck is perfect for gathering with friends or enjoying those long summer nights. The 2 car garage features workshop space in the back left hand side and a door at the back of the garage that opens to the back deck. The driveway is level and double width for ease of parking. Just 5 miles to Clemson university and 4 miles to Ram Cat Alley in the heart of Seneca, this location is perfect for anyone wanting a quiet setting and convenience to both towns. Home is located outside the city limits and will qualify for USDA financing based on location and condition.

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Closet, Electric Dryer Hookup, Washer Hookup
  • Style: Ranch
  • Garage: 2-car Attached
  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Basement: None
  • Acreage: 0.87
  • Est. Taxes: $1,796
  • Lot Desc: 1/2 - Acre, Sloped, Wooded
  • Elem. School: Ravenel
  • Middle School: Seneca
  • High School: Seneca
  • Appliances: Dishwasher, Refrigerator, Free-Standing Electric Range, Microwave, Electric Water Heater
  • MLS#: 1530014
  • Days on Market: 139 days
  • Website: https://www.raveis.com
    /prop/1530014/6ivycourt_seneca_sc?source=qrflyer
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Listing courtesy of Clardy Real Estate   Phone: 864-882-4864

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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6 Ivy Court, Seneca, SC, 29678

$280,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $224,000 $224,000 $224,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $150 $150 $150
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,490 $1,489 $1,889
Total Monthly Payment $1,715 $1,714 $2,114

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.