Under contract-accepting backup offers. Welcome to a true gem of a home nestled in the prestigious Victoria Oaks. This stunning residence boasts 1828 square feet of meticulously crafted living space, perfectly situated on a premium lot backing up to an opened tree-lined area offering beautiful views of nature. Newly built in 2021, this home features all concrete block construction with a one-story layout that optimizes living space with an open concept chef’s kitchen overlooking the living area, dining room, and covered lanai. Upon entering, you are greeted by a vast hallway showcasing arched entryways throughout the home. You will find two spacious bedrooms with a full bathroom conveniently located between the rooms. An additional bedroom is located further down the hallway next to the laundry room featuring a large washer and dryer. Adjacent to the laundry room, the home opens up to a grand chef’s kitchen, dining area, living room and UPGRADED SCREENED IN LANAI. Entertaining is a breeze as the elegant kitchen offers a huge center island with granite countertops, plenty of cabinets, breakfast bar, stainless steel appliances and a walk-in pantry with ample storage space. This home has an abundance of natural light from the lanai located next to the dining area and living room windows. The spacious master bedroom is located off the living room in the back of the home for added privacy connected to an on-suite bathroom. The master bathroom impresses with a double bowl vanity with granite countertops, a private water closet, spacious shower, generous linen closet and a large air-conditioned walk-in closet. The home is UPGRADED with newly installed screened in lanai, whole home water filtration system, gutters and fresh paint. Completing this exceptional property is a two-car garage, providing ample space for vehicles and additional storage. The home is equipped with smart technology accessible via your phone featuring a doorbell camera and a thermostat that you can control when you are away! Victoria Oaks is a picturesque community encapsulated with nature and resort style amenities. The HOA includes cable TV, irrigation for lawn and garden, high speed internet and access to 3 community amenity centers which include resort style pools, picturesque nature walking trails, gyms and a golf course. The home is conveniently located less than 10 minutes to Downtown Deland which features award winning restaurants, 30 minutes from the white sands of New Smyrna Beach, 35 minutes to Orlando and easily accessible to Disney World and Universal via I-4.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,992 | $295,992 | $295,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $394 | $394 | $394 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,969 | $1,967 | $2,538 |
Total Monthly Payment | $2,438 | $2,436 | $3,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.