UNIQUE & COZY HOME ON BEAUTIFULLY TREED . 38/ACRE DOUBLE LOT. NO HOA! Owner put his love & creative touches into this really cool home! Big covered front porch welcomes you to beautiful Spanish accented tiles & hardwood floors throughout, fireplace in living room, kitchen with island that includes hooks for pots & pans from beadboard ceiling. Rare antique bathroom door specially fitted for 2nd bathroom with antique vanity & tiled shower. Owner suite has built in custom shelving & bathroom with custom walk in shower. Kitchen door leads to big utility room with lots of cabinets & a huge picture window overlooking fully fenced back yard with inground splash pool, outdoor shower with bench & corrugated metal walls, 10x12 fenced dog run & dog house. Backyard has lots of big, beautiful trees, plus a 12x15 shed with large covered pavilion with metal roof. 8 ft gate allows easy access for boat or RV. Huge carport with lots of parking spots. Located across from proposed 20 acre county park.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $49 | $49 | $49 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,747 | $1,701 | $2,213 |
Total Monthly Payment | $1,871 | $1,825 | $2,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.