Own a piece of Atkinson history with the Cogswell House EST. in 1766 and named after Nathaniel Cogswell, a prominent Atkinsonian of 19 children and a son William who was one of the founders of Atkinson Academy. Soak in the history of this 3-bed, 1. 5-bath Cape-style home on . 90 acres, which is a blend of historic character and modern updates. Be captivated by wide-board pumpkin pine floors, exposed hand-hewn beams, and original fireplaces that echo the past. Enter thru the side deck door into a Sun Rm overlooking perennial gardens. Enjoy the spacious country-style kitchen, w/ an island and a large picture window, perfect for cooking & entertaining. The first floor offers single-level living w/ a bedroom that has closet expansion potential, a remodeled full bath, and inviting dining & family rooms w/ gas fireplaces. Upstairs, you'll find two add'l bedrooms, one w/ a vaulted ceiling, a half bath, a den or home office, and a sitting area that could be customized to fit your needs—whether it’s a hobby area or potential closet or bath expansion. Outdoor spaces feature a fenced-in yard, a chicken coop, a shed, and a detached 1 car garage. Recent updates since 2015 incl: kitchen flooring, refurbished 2nd-floor hardwood, a 20KW generator, mini-splits, ventless gas FP inserts, basement waterproofing, and more! Don’t miss your chance to own a slice of history!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $506 | $506 | $506 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,429 |
Total Monthly Payment | $3,242 | $3,239 | $4,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.