Presented byNicole J Bates - NicoleJBates Team |
Dreaming of a beachside lifestyle w/a touch of Victorian elegance? Life as you imagined, located just a hop & a skip away from the calming waves at Savin Rock Beach & right next door to nature's playground at Savin Rock Park - hello, morning jogs & sunset strolls! As soon as you step onto the welcoming screened-in wrap-around porch, you'll feel the old-world charm mingling w/endless possibilities for creating your own haven. With room configurations up to 5 BRs, this house scales w/your life, adding a flexible & versatile layout to suit your needs. Walking through the front door into sun-soaked rooms, you're greeted w/large picture windows, 9ft + ceilings, 3 fireplaces & hrdwd flrs throughout. The opportunity for 1-2 BRs on the main flr plus 3 large BRs upstairs make this home the perfect beach house or year-round haven. Upstairs the BRs are all equally spacious & a full bth has both a shower & tub. Waking up in the morning w/beautiful views of the sound will start anyone's days off right! New roof & windows (2023). Natural gas for the stove & oil for heat (potential to convert to gas) & upgraded 200-amp electrical service (2015). Sitting on a double lot w/plenty of outdoor space, create your dream garden, play area for the kids or simply enjoy the tranquil setting. Need to commute? The train is just over 2 miles away making trips to the city a breeze. Whether you're looking for a 2nd home or a permanent slice of paradise, this Victorian charmer w/endless possibilities is it!
Type | Description | Level |
---|---|---|
Bedroom 1 | Fireplace,Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Cathedral Ceiling,Hardwood Floor | Upper |
Dining Room | 9 ft+ Ceilings,Fireplace,Hardwood Floor | Main |
Half Bath | Main | |
Kitchen | Balcony/Deck,Double-Sink,Hardwood Floor | Main |
Living Room | 9 ft+ Ceilings,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Partial Bath,Hardwood Floor | Upper |
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Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.912.9778
njb@nicolejbates.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $610 | $610 | $610 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,589 | $2,556 | $3,315 |
Total Monthly Payment | $3,274 | $3,241 | $4,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.