"You can't judge a book by its cover!" When seeing this home from the street, one would not believe it has 4 bedrooms, 2 baths on the first two floors and the potential for a 5th bedroom/3rd bath in the attic! Electric, plumbing and AC have already been prepped and most of the drywall hung for the attic addition. The entire home has been completely remodeled--roof, plumbing, electric, windows, entire AC system as well as cosmetics such as flooring, kitchen and baths.
The main floor welcomes you with a cozy sitting area in front of a fire place. Moving on into the kitchen/family room one can begin to get a view of the lake. The dining area has a full view of the lake. There are 3 bedrooms and a bath on this floor.
Going downstairs, one enters a common area with a desk, couch and dinette set which can also be accessed by French doors which open to the back deck and the lake. This common area has a kitchenette and laundry area. There is also a private entrance to the master bedroom creating a perfect opportunity for use as an in-law suite. The master bedroom is huge with a sitting/reading area and built in book shelf. The master bath has a walk in closet and linen closet. There is a pocket door to close off the toilet. One can access the unfinished basement through the master bedroom or from an outside door next to the driveway. This home has plenty of storage between the basement and attic. The home has been used for short term rentals since March.
This home is located in downtown Winter Haven--the 2nd fastest growing area in the nation. Legoland is within 15 minutes. Disney is 30 minutes away. This property is a perfect central Florida location.
Come check it out!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $2,996 | $2,993 | $3,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.