Located in desirable Sutton Park in Wappingers Schools is this handsome Raised Ranch with numerous updates, including elegant stone exterior and vinyl siding, new windows, brand new gorgeous wood floors, stunning new bathrooms, and new on-demand hot water. The main floor offers plenty of space at over 1100 sqft with a 480 sqft finished basemt. Kitchen offers a gas stove and excess cabinetry & prep space. Living room is open to Dining area with sliding glass doors leading to the deck and rear. Ideal for those seeking no back lawn to mow, there is an aboveground pool just steps from the door, along with a BBQ area, tiered garden, rock outcroppings and many plantings. Create the patio of dreams by adding lighting, custom plantings, trellis, and a water feature. Downstairs finished basement offers a Family Room, office, new bathroom and laundry. Heating is natural gas. Roof approx 2011. Minutes to Route 9 major shopping and restaurants, via Vassar Rd. 20 minutes to Metro North trains in Poughkeepsie.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $703 | $703 | $703 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,920 | $1,920 | $2,497 |
Total Monthly Payment | $2,697 | $2,697 | $3,274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.