81 Keyes Rd, Gardner, MA, 01440 | $50,000
Back on the Market! Previously known as 81 Keyes Road. Parcel comes with a single room house and just over 2. 5 acres. The house sits on an elevated area near the road. The structure was built and lived in many years ago and according to the owner is connected to a Septic System and Well onsite. There is city water available at the corner of Keyes & Rugby Street. . . . that said there is a fire hydrant installed in front of Lot 18, also for sale. There is a city sewer line running past the property, however it is our understanding that the city considers this line inactive, has not been tested and never approved by the DPW for tie-ins. Keyes Road is recently paved and there is a 5-year moratorium on cutting the new pavement. . . . if you opt for city services, please call Gardner for details.
Features
- Amenities: Walk/Jog Trails
- Rooms: 1
- Style: Bungalow
- Year Built: 1970
- Approx Sq. Feet: 335
- Acreage: 2.63
- Est. Taxes: $985
- Lot Desc: Wooded
- MLS#: 73256674
- Website: https://www.raveis.com
/prop/73256674/81keyesrd_gardner_ma?source=qrflyer
Listing by Karissa Moore courtesy of K&G Realty Services, LLC Phone: 978-822-8791
William Raveis Family of Services
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
81 Keyes Rd, Gardner, MA, 01440
$50,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $40,000 | $40,000 | $40,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $82 | $82 | $82 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $276 | $269 | $340 |
| Total Monthly Payment | $433 | $426 | $497 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630