A HUGE price reduction makes this gorgeous home a great buy. Discover the perfect blend of classic charm and modern touches in this oversized Cape Cod home in Westfield. Designed with warm tones and featuring a striking two-sided fireplace, this residence offers an inviting atmosphere. The kitchen and primary bath were recently remodeled with quality finishes. The expansive living spaces allows the freedom to move about freely making it an ideal setting for both relaxation and entertaining. Situated on a generous rear corner lot with a large deck, this property provides ample outdoor space for recreation and privacy. The well-maintained grounds complement the home's elegant yet robust character, creating an exceptional living environment for those who appreciate both style and functionality. Don't miss the opportunity to own this unique gem in a sought-after neighborhood
Type | Description | Level |
---|---|---|
Bedroom 2 | Walk-In Closet(s), Flooring - Wall to Wall Carpet | Second |
Bedroom 3 | Second | |
Bedroom 4 | Flooring - Laminate | Second |
Dining Room | Flooring - Hardwood | Main,First |
Kitchen | Flooring - Vinyl, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Open Floorplan | First |
Living Room | Ceiling Fan(s), Flooring - Hardwood, Window(s) - Picture | First |
Master Bedroom | Bathroom - Full, Walk-In Closet(s) | First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $515 | $515 | $515 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,373 |
Total Monthly Payment | $3,251 | $3,248 | $3,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.