One or more photo(s) has been virtually staged. Beautifully designed and meticulously maintained townhome built in 2022! Conveniently located in Odessa near Citrus Park Mall, Ace Hardware, Publix, restaurants and a quick trip to the Veteran's Expressway. This Marianna model by Mattamy Homes in quiet Citron Grove offers 1, 716 square feet of living space with 3 bedrooms, 2. 5 baths, and a 1-car garage with nice epoxy floor. The open floorplan features a stylish kitchen with a breakfast bar and large island with quartz countertops, abundant 42" wood cabinets in soft grey, and walk-in pantry. The kitchen overlooks the open and airy Great Room or use the space as a large dining area. An expansive multi-slide glass door connects to the covered and screened lanai that provides outdoor living space that faces a peaceful nature preserve. This home also features a convenient powder room on the 1st floor. Downstairs flooring is beautiful grey/variated wood plank style tiling. The 2nd floor includes a loft for additional flexible living space that can be used as a Family Room, Office or Play Area. The loft separates the owner's suite and bath from 2 secondary bedrooms and a full bath. The owner's suite is a serene retreat that also offers views of the rear nature preserve with 2 walk-in closets. The owner's bath includes a dual sink raised vanity with quartz countertops and glass enclosed shower, PLUS another walk-in closet. Storage galore! Upstairs is nicely appointed with light grey carpet. Enjoy your morning coffee on the back screened lanai and watch deer, listen to the owls and enjoy nature. THIS IS A SOLID HOME. It is in a NON-FLOOD area, it has withstood tropical storm force and hurricane winds from Ian, Nicole, Idalia, Debbie and Milton in addition to rain/flood events from unnamed systems that have moved through the area. This home is also equipped with hurricane rated windows (140 mph) and hurricane shutters for all windows and sliding doors. HOA fee covers grounds maintenance, trash/sewer and water. Live storm and maintenance-stress free in this fabulous home. **NOTE** The refrigerator photographed does not convey, it has been replaced and the new refrigerator will convey with the property.
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $525 | $525 | $525 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,181 | $2,800 |
Total Monthly Payment | $2,808 | $2,780 | $3,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.