PRICE ADJUSTED! THIS SPACIOUS CUSTOMIZED MONARCH MODEL HAS TONS OF UPGRADES / UPDATES! NEW ROOF 2022, NEW HVAC 2022, WATER HEATER 4-5 YEARS OLD; BUDGET-FRIENDLY GAS UTILITIES; NEWER SCREENS IN LANAI, FRONT PORCH AND GARAGE. YOU’LL ENJOY LOTS OF NATURAL LIGHT THROUGHOUT THE HOME. THE SPLIT BEDROOM FLOOR PLAN PROVIDES PRIVACY FOR OWNERS & GUESTS. THE KITCHEN FEATURES GRANITE COUNTERS, AN ABUNDANCE OF 42" CABINETS AND IS CONVENIENTLY OPEN TO THE FAMILY ROOM, WHERE YOU HAVE DIRECT ACCESS TO THE LANAI. A SEPARATE LIVING ROOM AND DINING ROOM (WITH A TRAY CEILING) ARE GREAT FOR ENTERTAINING AND FEATURE WARM LAMINATE FLOORS. THERE ARE HIGH, NO “POPCORN” CEILINGS AND CEILING FANS THROUGHOUT THE HOME. THE SUPER-SIZED MAIN BEDROOM HAS AN EN SUITE BATH AND DOUBLE WALK-IN CLOSETS. THE MAIN BATH HAS COMFORT-HEIGHT GRANITE COUNTERS, DOUBLE SINKS IN SEPARATE VANITIES, A SEPARATE WC, A JETTED TUB, AND A SEPARATE SHOWER. THERE IS A LARGE LANAI WITH WINDOWS AND SCREENS. THE SPACIOUS LAUNDRY ROOM ALSO HAS A POCKET DOOR LEADING TO A HALF BATH. THE ROOMY 2-CAR GARAGE ALSO HAS A GOLF CART BAY WITH ITS OWN DOOR AND A RADIANT BARRIER FOR ENERGY EFFICIENCY. HOME COMES WITH A TRANSFERABLE TERMITE BOND. ROYAL HIGHLANDS IS A PREMIER, ACTIVE, 55 PLUS COMMUNITY WITH A FULL RANGE OF AMENITIES, CLUBS AND ACTIVITIES, WHICH INCLUDE: 24-HOUR GUARDS AT GATE; CHAMPIONSHIP GOLF COURSE WITH DRIVING RANGE, PRO SHOP & RESTAURANT; TENNIS; PICKLEBALL; SOFTBALL; TWO POOLS (INDOOR & OUTDOOR); SECURED RV STORAGE LOT; BOCCE; SHUFFLEBOARD; FITNESS ROOM; BILLIARDS, LIBRARY, WALKING TRAIL, LAKES & PONDS FOR FISHING; MANY ACTIVE, DIVERSE & SUNDRY CLUBS ~ SOMETHING FOR EVERYONE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $323 | $323 | $323 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,967 | $1,941 | $2,462 |
Total Monthly Payment | $2,365 | $2,339 | $2,860 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.