GORGEOUS HOME IN "SPRUCE CREEK FLY IN"- Backs up to Nature with access to Spruce Creek. This Brick 3 bed 2-1/2 Bth 3 Car garage is a Unique Home with lots of Charm. Circular Drive and Garage in Rear of home. You are Greeted with a Large Formal Dining Area (for Entertaining) and Enclosed Den/Office/Flex Room. This space flows into the Family Room with: Fireplace, Volume Ceilings, 2 Sky-lights, and Half bath. Opening into the Fam Rm is the Kitchen with an Abundance of Space Featuring: Stainless Appliances , Wood Cabinets, Granite Counters, Island Cook top, Breakfast Bar and Large Casual Dining Area. Behind the Family Room is an Enclosed Florida Room . The Primary Suite is a Huge Space with En-suite Bath Featuring: Walk-in Shower and Jacuzzi Tub, and Dual Vanities. The Rear of Home is a Large Driveway Patio, with Private Deck over looking Spruce Creek (where you can launch Kayaks etc).
Extra features:
Brand new roof.
New windows- remainder of windows have been ordered and will be installed June 24 and 25
New gutters with gutter guards and underground drain
New fence
New deck
New interior paint
New chimney- inside and out
Air ducts cleaned
Hot water recirculating pump installed
Tile professionally cleaned and resealed
New ecobee thermostat for main living area
New garbage disposal
New exterior shutters
Freshly pruned oak trees
Can lights in master & breakfast nook
New double vanity in 2nd full bathroom
Updated hardware on all interior and exterior doors, including updated pocket door tracks.
All information is approximate and not guaranteed.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $505 | $505 | $505 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,144 | $4,042 | $5,103 |
Total Monthly Payment | $4,741 | $4,639 | $5,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.