New Fresh Spring floor plan home with IMPACT glass by Neal Communities in Heritage Preserve. This home has a beautiful and very private preserve view and is located on a cul-de-sac street! Features include: Smart home package, 8Ft. doors, pocket sliders, Island elevation with impact glass door & 2-ft garage ext, Linen Cabinets, Quartz Counters, upgraded tile floors and room for a pool. Verandah is a club/lifestyle community with 36 holes of golf (Jack Nicklaus ad Cupp designed). Full golf membership is optional. Social membership is mandatory &includes: limited golf privileges, Club dining, River House Bar & Grill, Blossoms on the Orange River, Kayaks, over nine miles of trails and boardwalks, Club pool with lap lanes, 5 clay tennis courts with golf pro, 5 golf pros, full times activities director, staffed fitness center has locker rooms, optional workout classes include yoga, water aerobics, spin classes and more. Verandah is a NATURAL GAS community, with two gatehouses, community patrol and is only 12 minutes to downtown, 10 to the Walmart/Target shopping area, 20 minutes to the airport terminal, 4 minutes to Boathouse 31 and Marina on the River.
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Our Executive Mortgage Banker:
Our Insurance Division:
$448,518
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $358,814 | $358,814 | $358,814 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,385 | $3,052 |
Total Monthly Payment | $2,523 | $2,460 | $3,127 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.