A perfect blend of classic design, modern renovations and nestled close to the Village, this 4 bedroom, 2 bath home boasts a brick exterior w/ a cozy front porch. Step inside to a spacious living area filled with natural light and stunning refinished hardwood floors. The renovated kitchen features quartz countertops, subway tiles, s/s appliances, and ample cabinetry. The 3-season room with built in storage was recently converted to additional living space with new insulation, windows, and heat. The main level also features 3 bedrooms and a renovated bathroom. Create a multifunctional space upstairs, large enough for 2 bedrooms, an office, sitting area, recreational room, or a primary bedroom with a massive walk-in closet, all with a full bath. The unfinished basement is ideal for storage and leads to the 1 car garage. Updates include: electric, lighting, plumbing, some windows, furnace and hot water heater. Municipal water and sewer. Close to the Village and 2 miles to Metro North.
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Our Executive Mortgage Banker:
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$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $383 | $383 | $383 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,592 | $2,526 | $3,232 |
Total Monthly Payment | $3,050 | $2,984 | $3,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.