Welcome to a splendid two-bedroom, one-and-a-half-bathroom condominium located at 209 NE Lincoln Cir N, #402 in the serene city of St. Petersburg, Florida. This charming residence, nestled within the Covington Court community, offers an ideal blend of comfort and convenience for those seeking a peaceful, low-maintenance lifestyle.
Upon entering, you are greeted by a bright and spacious living room that provides ample space for relaxation and entertainment. The well-designed layout ensures a seamless flow between the living areas, promoting a sense of openness and ease. Adjacent to the living room, the dining area is perfect for intimate dinners or casual brunches, enhancing the unit's inviting atmosphere.
The kitchen, located on the first floor, is both functional and stylish, featuring ample counter space and cabinetry. This setup is ideal for culinary enthusiasts who enjoy preparing home-cooked meals. Whether you are a seasoned chef or a casual cook, this kitchen caters to all your needs.
The primary bedroom is a tranquil retreat designed for comfort. It features a built-in closet that offers plenty of storage space, helping you maintain a clutter-free environment. The primary bathroom, conveniently located next to the bedroom, adds to the overall functionality and privacy of the space. A second bedroom, also equipped with a built-in closet, provides additional accommodation options, perfect for guests, a home office, or a hobby room.
One of the standout features of this property is the community amenities. The community pool, set amidst a beautifully landscaped environment, invites you to unwind and enjoy the Florida sunshine. It's an excellent spot for a refreshing swim or lounging with a good book. Additionally, the outdoor grill area is perfect for hosting barbecues and social gatherings, allowing you to make the most of the pleasant outdoor setting.
This condominium is located on the fourth floor of a building with an elevator, ensuring easy access for residents and guests. The building's block construction provides durability and peace of mind, while the built-up roof adds to the overall aesthetic and structural integrity. The foundation slab offers a solid base, contributing to the home's stability and longevity.
For those who value storage, this unit includes additional structures designed for this purpose, ensuring you have ample space to keep your belongings organized. The assigned parking spot adds to the convenience, ensuring you always have a place to park.
This condominium is situated in a well-maintained community that emphasizes security and comfort. The community association takes care of various aspects, including maintenance, ensuring that the surroundings remain pristine and welcoming. The monthly condo fee covers these services, allowing you to enjoy a carefree lifestyle.
In summary, this condominium at Covington Court offers a wonderful opportunity to own a piece of paradise in St. Petersburg. With its thoughtful design, practical features, and community amenities, it is a perfect choice for those seeking a blend of comfort, convenience, and leisure. Make this delightful residence your new home and enjoy the best of Florida living.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $117,600 | $117,600 | $117,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $734 | $715 | $489,020 |
Total Monthly Payment | $939 | $920 | $489,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.