20280 Shoreline Ranches LANE, Umatilla, FL, 32784 | $1,195,000

Pre-Construction. To be built. *** TO BE BUILT ** Welcome to your dream farmhouse in a serene gated community, offering modern luxury with a touch of classic charm. This meticulously designed home features a gourmet kitchen that is truly the heart of the house. The space is appointed with premium 42-inch designer upper cabinets, complete with soft-close mechanisms and stylish accents. You'll love the convenience of the over-the-range microwave, free-standing range, and high-end stainless steel appliances. The kitchen is further enhanced by a stainless steel under-mount sink and stunning solid surface granite countertops with a sleek 4-inch backsplash. This home is designed for contemporary living with its smart home features, including double-pane, low-e white vinyl windows, a 50-gallon quick recovery water heater, a Nest thermostat, and a 15 SEER AC system. It also comes with a ten-year structural warranty and additional manufacturer warranties, providing peace of mind for years to come. Both bathrooms echo the elegance found throughout the home, boasting solid surface granite countertops with a 4-inch backsplash, floor-to-ceiling bath wall tiles, elongated comfort height toilets, and full-width vanity mirrors. Enjoy outdoor living with a covered front and rear porch that provides the perfect space for relaxation and entertainment. Take in picturesque views of Lake Dalhousie from your home, and make the most of community amenities, including water access and a convenient community boat ramp. This farmhouse not only offers luxurious living but also a vibrant community experience. Come and see how this exceptional property combines sophisticated features with a welcoming, tranquil setting.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2024
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,010
  • Acreage: 0.9
  • Est. Taxes: $161
  • HOA Fee: $1,500 Annually
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: G5085488
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /eprop/G5085488/20280shorelinerancheslane_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/8/2024 4:15:43 AM)
Listing courtesy of LPT REALTY, LLC   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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20280 Shoreline Ranches LANE, Umatilla, FL, 32784

$1,195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $956,000 $956,000 $956,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.406% 6.762% 6.830%
Monthly Tax Payment $13 $13 $13
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,201 $6,121 $8,394
Total Monthly Payment $6,339 $6,259 $8,532

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.