*Seller to provide a 2-1% interest rate buy down with full price offer. * GREAT LOCATION: Only minutes West of I-75, close to restaurants, grocery stores, banks, bus service and Siesta Key. Ground floor condo with GARAGE located in a secure gated community of Admirals Walk which is only about 6 miles to Siesta Key. This first floor unit has 2 bedrooms and 2 bathrooms. The two primary bedrooms each have their own bath and walk-in closet. Unit has been well maintained and freshly painted (ceilings, crown molding, walls & baseboards). There is no carpet in this unit. All floors are Luxury Vinyl Flooring and Ceramic Tile. Granite countertops in the kitchen were just installed, new refrigerator, dishwasher, and microwave installed 2024, new A/C installed in 2022, and new hot water heater in 2019. Unit has a Laundry Room with washer and dryer. Community amenities include a resort style heated pool and spa, fitness center, playground with BBQ area, and a recreation center with a game room. All condos have had roof replacements, new impact windows and Hardie board exterior siding. This is a great condo unit for your primary residence, seasonal, or investor.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,200 | $211,200 | $211,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $208 | $208 | $208 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,423 | $1,404 | $1,781 |
Total Monthly Payment | $1,706 | $1,687 | $2,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.