Wow wait until you step into this beautiful newer home located in the desirable community of Lakeside Landings. This home features 3 bedrooms, 2 bathrooms, a den/office that can easily become a 4th bedroom if needed, and a 2 car garage (sealed floor) . The home has ceramic & engineered title throughout the entire home, NO CARPET ANYWHERE! When you enter the front door you'll notice the den/office to your left. The kitchen has beautiful backsplash, stainless steel appliances and has lots of cabinets for storage. The kitchen opens up to the large family room. Through the family room you'll notice sliding glass doors that will lead you into your FULLY fenced backyard. Make sure to open up the back gate that leads out to the easement area and take a peek to the right for a nice little surprise. There is a small pond, perfect for someone that likes to do a little fishing. There is also a shed in the backyard, perfect to store that lawnmower! Once back inside you'll notice the split floor plan with the primary bedroom on one side of the home and the other 2 bedrooms on the other side. The primary bath has dual sinks, a walk in shower, and a walk in closet. NEW ROOF and GUTTERS (2022), AC unit (2021), there is also an ARLO video doorbell included. SAVE TIME AND MONEY!!! The seller has already paid for a FULL home inspection, 4 point and wind mit completed in March 2024. The reports are available upon request. LEGOLAND located just 15 minutes away!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,999 | $239,999 | $239,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $493 | $493 | $493 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,595 | $2,024 |
Total Monthly Payment | $2,165 | $2,163 | $2,592 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.