Best kept secret east of Palm Harbor Blvd, in the coveted gated community at the heart of downtown Palm Harbor, and unaffected by Helene or Milton! Low maintenance living with all the size you need and modern finishes you like, right where you want to be. This beautifully crafted end-unit townhome boasts 3 bedrooms, 2. 5 bathrooms, and over 2, 500 sq. ft. of luxurious living space, with flush mounted surround sound speakers built-in, perfect for both relaxation and entertaining. As you enter, you're greeted by a spacious foyer that leads into a bright and airy open floor plan. The expansive living room features BRAND-NEW American Hickory hardwood floors, providing a warm and inviting atmosphere filled with natural light. The gourmet kitchen is a chef's dream, showcasing elegant granite countertops, an abundance of maple cabinets, stainless steel appliances, and a generous center island with additional storage. Enjoy casual meals at the breakfast bar or host dinner parties in style! Conveniently located on the main floor, a stylish half bath adds to the home's functionality. Impressive updates throughout include 5 ¼” crown molding and baseboards with chair rails in every room, plantation shutters, recessed lighting, and new ceiling fans for added comfort. Step through the glass French doors to your screened-in patio, featuring stunning Travertine tiles and added privacy shades—perfect for outdoor entertaining. Bring your grill or add a hot tub to create your own personal oasis! Retreat to the oversized primary bedroom, where glass French doors lead to your private balcony, creating a serene space for morning coffee or evening relaxation. The large California Closet walk-in closet and spa-like primary bath provide the ultimate in luxury, featuring a 2-sink vanity with Corian counters, maple cabinets with platinum pulls, a garden tub, and a walk-in shower with dual shower heads—all enclosed by a glass door. Upstairs, you'll find a laundry room for added convenience and two additional spacious bedrooms, both filled with natural light and offering California Closet organization. This home is equipped with speakers in every room, a security system, a water softener, a quiet garage door opener, and a recently redone staircase, ensuring peace of mind and ease of living. The Villas of San Marino offers a maintenance-free lifestyle with a low monthly HOA fee, which includes cable, Wi-Fi, community pool maintenance, all exterior maintenance (with fresh exterior paint completed at the end of 2023), tile roof, landscaping, and trash service. No flood insurance is required! Enjoy the community pool for those hot summer days, only 100 ft from your front door. Take advantage of the prime location just a stone's throw from downtown Palm Harbor, the Pinellas Trail, and an array of local shops and restaurants. A short 5-minute bike ride takes you to Pop Stansell Park, featuring a playground, kayak launch, and fishing pier, while Honeymoon Island State Park and Clearwater Beach are just a short drive away. Zoned for top-rated schools—Palm Harbor University High School, Palm Harbor Middle School, and Ozona Elementary School—this townhome offers the perfect blend of comfort, luxury, and convenience. Don’t miss your chance to make this stunning home your own—schedule a showing today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,114 | $3,110 | $3,947 |
Total Monthly Payment | $3,584 | $3,580 | $4,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.