Welcome to your dream home in the heart of New Ipswich! This charming Colonial-style residence is beautifully situated on a sprawling 2. 2-acre lot, offering the perfect blend of tranquility and convenience. As you enter, you're greeted by an inviting foyer that leads you to spacious living areas filled with natural light. The home boasts a traditional layout, featuring a large living room complete with a cozy fireplace, perfect for entertaining or relaxing with family. The kitchen is equipped with modern appliances, ample cabinet space, and a charming breakfast nook that overlooks the serene backyard. The adjacent dining room is ideal for hosting family dinners and special occasions. Upstairs, you'll find generously sized bedrooms, each with its own unique charm. The master suite offers a private retreat with an en-suite bathroom, providing comfort and privacy. Step outside to your expansive 2. 2-acre property, where you'll find plenty of space for outdoor activities, gardening, or simply enjoying the peaceful surroundings. The property also includes a two-car garage and additional storage space. Located in a desirable neighborhood of New Ipswich, this home is just minutes away from local amenities, schools, and beautiful hiking trails, making it an ideal setting for families and outdoor enthusiasts alike. Don’t miss the opportunity to own this stunning Colonial home – schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $634 | $634 | $634 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,731 | $2,625 | $3,501 |
Total Monthly Payment | $3,457 | $3,351 | $4,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.