UNDER 5 MILES TO THE BEACH! This corner lot home located in the quiet area of Grove City has had a TON of NEW recent updates and is coming FURNISHED (some exclusions apply). The newly remodeled kitchen features white shaker style soft close cabinets, solid surface countertops, a double sink, all new LG stainless steel appliances (convection range, french door refrigerator with ice maker, microwave and dishwasher), and a pantry closet. The kitchen opens up onto the dining / living room and there is an additional flex space room that would be perfect for an in home office or den area. Both bedrooms are nicely sized and have custom built in California Closet organizers that were just installed (2024). The primary bedroom has new wood look tile plank flooring. New updates to the bathroom include a new cabinet, fixtures and toilet. in 2023: NEW ROOF, IMPACT WINDOWS, storm doors with roll down screens and new interior folding doors. NEW HVAC CENTRAL AIR and ductwork in 2022. In addition, the entire interior of the home was just painted. There is an additional 13 x 9 storage / laundry room with it's own entrance located at the end of the carport not included in the heated sq footage. PUBLIC WATER AND SEWER - the underground sewer lines were just cleaned and lined. NO CDD fees, NO HOA fees and located in an X Flood Zone so no flood insurance required with most mortgages. Perfect location for boaters with the private community boat ramp (only $100 a year access fee) onto Oyster Creek with easy access onto Lemon Bay and the Gulf of Mexico. There are hiking / walking paths and trails along with a variety of golf courses and shopping / dining options nearby. Bring the boat and your toothbrush and move it!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $299 | $299 | $299 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,714 |
Total Monthly Payment | $1,704 | $1,703 | $2,088 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.