New York (Central Harlem), NY, 10037 | $300,000
Welcome to this sun-filled South facing-two bedroom HDFC co-op apartment conveniently located off Fifth Avenue in Harlem! The split layout separates spacious bedrooms with lots of closet space. The living room boasts 3 large windows facing South and space for a dining furniture arrangement. The windowed kitchen has ample storage and counter space. Hardwood floors throughout. The bathroom provides a generous soaking tub and vanity. This is excellent value as a primary residence on a quiet uptown block, ready to move-in. Washer/Dryer permitted with co-op approval. Enjoy one of 4 residents-only private outdoor pocket parks and a children’s playground. You’ll be near all that 125th Street central shopping has to offer including Whole Foods, Bed Bath & Beyond, DSW, Marshalls, Trader Joe’s and a multitude of other services. Harlem’s restaurant row is close by offering an eclectic mix of dining and entertainment such as Red Rooster, Lido, Sylvia's, Angel of Harlem, Fox at Frederick Douglass – and of course, the legendary Apollo theater. There’s a new Food Hub. Harlem is culturally rich with art galleries and many other educational & cultural institutions like City College, a/k/a the Hogwarts of Manhattan, Schomburg Center and the new Studio Museum and National Black Theatre currently in development. All within reach! Close to transportation 2/3, B/C subways, M7, M102 buses nearby on Lenox Avenue. Metro North Railroad at 125th/Park Avenue offers a convenient getaway. City College, Columbia University, and Touro College are easy commutes. Madison Avenue HDFC is a unique co-op that consists of 12 buildings with 5 private parks, accessible to residents only. There’s a community room available for events, and a laundry facility for the complex. No smoking building. Washer/Dryer permitted with co-op approval. Low maintenance, no assessments or flip tax. Financing permitted up to 80%. Gifting & Co-purchasing allowed. HDFC Co-op subject to household income limits at 165% AMI (2022): 1–$154K; 2–$176K; 3–$198K; 4–$220K. Email us for an appointment, please no texts. #ExperienceHarlem | #SchombergCenter | #ExploreHarlem
Features
- Town: New York
- Cooling: Other
- Levels: 5
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Lot Size: 50.000000x99.920000
- Laundry: Common Area
- Year Built: 1900
- Common Charge: $992 Monthly
- Approx Sq. Feet: 0
- Est. Taxes: $0
- Pet Policy: Building Yes,Cats OK,Dogs OK
- MLS#: COMP-163852872720515
- Days on Market: 174 days
- Website: https://www.raveis.com
/prop/COMP-163852872720515/5e131ststreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Compass Phone: (212) 913-9058
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
New York (Central Harlem), NY, 10037
$300,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,617 | $1,595 | $2,024 |
| Total Monthly Payment | $1,692 | $1,670 | $2,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535