One or more photo(s) has been virtually staged. Discover your dream home nestled in the heart of Brandon's serene Bloomingdale Village, a smaller cozy community with one-way-in and one-way-out access. This charming 2, 457-square-foot residence perfectly marries comfort and convenience within a smaller, self-contained community. Set on a well-maintained, tree-shaded lot that requires no CDD fees or flood insurance, this property serves as a worry-free oasis. With a newly updated roof (2021) and hot water heater (2022), along with enhanced attic insulation and an energy-efficient AC system, this home ensures practicality without sacrificing charm. The spacious kitchen is a culinary delight, featuring stunning granite countertops, stainless steel appliances, and a breakfast bar that flows seamlessly into a bright breakfast area overlooking the beautifully manicured backyard. High 12-foot textured ceilings create an expansive atmosphere, complementing the open floor plan where the family room effortlessly connects to the eat-in area and kitchen. The master bedroom suite offers a private retreat off the family room, while a Jack and Jill suite on the opposite side of the home includes a guest bedroom and bathroom adjacent to the back foyer and lanai door. Step outside to a large tiled lanai overlooking a fenced-in backyard with a convenient drive-through gate. A private office, situated off the foyer, faces the front of the house, providing a perfect workspace. With top-rated schools, community amenities including a serene pond, and easy access to local shops, MacDill Air Force Base, airports, and beautiful beaches, this home captures the essence of the quintessential Florida lifestyle. Embrace the best of Florida living and make this tranquil retreat your own! Seller may consider buyer concessions if made in an offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$496,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,800 | $396,800 | $396,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,640 | $2,637 | $3,346 |
Total Monthly Payment | $2,917 | $2,914 | $3,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.