**Major Price Adjustment** Searching for the perfect family home in Tampa? Look no further. A-RATED SCHOOLS, which include PLANT HIGH SCHOOL! PHS was ranked as the #1 public high school in Hillsborough county by Niche in 2024. It's amazing to have the opportunity to buy in this location for under $580k! This FULLY UPDATED, move in-ready, single-family residence in the popular Gray Gables neighborhood of SOUTH TAMPA has everything you could want in a home. This 2/1 home features an expansive open floor plan with an extra 300 sq ft in the attached screened in REAR PORCH! Making this home feel sooo much bigger than it is. As soon as you step in, your eyes will be drawn across the newly UPDATED VINYL FLOORS throughout this entire home. Gaze at the surprisingly open kitchen/family room combo and you can immediately see your life here. First, walk into the immaculate CHEF'S KITCHEN with custom window cabinets, quarts countertops, farm sink, stainless steel appliances, luxury range hood, & so much more! Step down into the spacious great room with tons of natural light shining through two sets of FRENCH DOORS inviting you into the massive RARE back yard, perfect for a pool. Off the family room, there are two good size bedrooms with a separate full bathroom in the hall. Most importantly, this home is in the middle of everything. Close to Downtown, Hyde Park Village, Shopping, and much more.
This popular neighborhood of Gray Gables offers yearly community events – including an Easter egg hunt, spring block party and Halloween party – funded by a voluntary HOA donation. Don't wait. Schedule your showing with me today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $398,800 | $398,800 | $398,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $566 | $566 | $566 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,423 | $2,423 | $3,206 |
Total Monthly Payment | $3,064 | $3,064 | $3,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.