Cozy Fully Furnished 3/2 Bungalow in St. Petersburg, FL!
Don’t miss this charming property at 2115 45th St S, St. Petersburg, FL 33711! Featuring a bonus room and an income-generating in-law suite, all just 10 minutes from St. Pete Beach! The home has been updated with modern touches, including an A/C system and a tankless water heater installed in 2021.
Generate Passive Income! The in-law suite offers a spacious living room, a full bathroom with a Bluetooth shower system with spray jets, and a walk-in closet. The main house features a split floor plan, ideal for privacy and comfort. The bonus room has private access and its own driveway.
The large fenced backyard offers plenty of space for outdoor activities, and an additional private fenced patio on the side of the house provides even more privacy. This home is close to the vibrant Gulfport downtown, known for its numerous restaurants, bars, and its own Casino. Enjoy the farmers' markets and a huge art district. You can bike around town; downtown Gulfport is less than a mile away. Explore the diverse and colorful family-owned small businesses, and then walk on the beach sand right in the center.
Don’t miss the opportunity to visit this wonderful property!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $319 | $319 | $319 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,022 | $2,020 | $2,606 |
Total Monthly Payment | $2,416 | $2,414 | $3,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.