Welcome to this charming 3/4 bedroom(4th room has no closet), 2 bathroom, that is located in the idyllic town of Salisbury Mills right outside of Washingtonville, NY. Nestled on a quiet side road, this property boasts a huge yard perfect for outdoor entertaining and family gatherings. Step inside to find new carpet in the family room while other carpet meticulously maintained. Enjoy your morning coffee on the front porch overlooking the beautiful landscaped yard or take advantage of the freshly painted large back deck that's perfect for a weekend barbeque. The attached two car garage provides ample storage space and convenience. Some recent upgrades include a new furnace installed in 2022 as well as a water heater, central air unit, and a complete water purifying system and a new well pump!Another great feature is being close to public transportation(5 min away from Metro North Jersey Line train station) as well as plenty of local shops to experience. See a piece of furniture you like? Seller is also looking to sell a majority of items so don't have to take with them when they move. Don't miss your chance to own this beautiful home in a peaceful setting. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $986 | $986 | $986 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,608 | $2,605 | $3,306 |
Total Monthly Payment | $3,669 | $3,666 | $4,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.