Welcome to this spacious extended colonial home nestled in the corner lot of a beautiful neighborhood in the center of Monroe. It's about 2770 SQFT with 4 great size bedrms, 4 full bthrms, a one car garage & fenced in backyard. The 1st floor is featuring a big living room with hardwood floor and a full bathroom leading to a great size deck with a newer above ground pool. The formal dining room is open to a very large lovely kitchen w a beautiful island, plenty of cabinets, granite countertops, stainless appliances. The 2nd floor offers a master bedroom with its own bathrm & a walk in closet, three more great size bedrooms, another full bathrm & a huge laundry room. The lower level is about 550 SQFT and it offers a great size room for your family entertainment, 2 more rooms for your den or office plus a full bathroom and a utility room. Great for a big or extended family & less than 60 miles from NYC, near all shopping centers, Medical Group Centers, major highways, NYC buses and trains.
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,374 | $1,374 | $1,374 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,401 | $3,398 | $4,311 |
Total Monthly Payment | $4,867 | $4,864 | $5,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.