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28 1st Street, #Youngs Village, Madison (Hammonasset), CT, 06443 | $198,000
Seasonal beach cottage at Youngs Village . "The Captains Cottage"located adjacent to the sweeping stretch of Long Island Sounds Hammonassett State Park and beach. Walk or run on the Greenway walking Trail and visit Meigs Point wildlife center. This sweet cottage offers laminate chestnut colored floors throughout, insulated beachy wood vaulted ceilings. Open floor plan, fully equipped kitchen with new stainless steel appliances, also included in sale is a new GE Profile Ultrafast Combo washer/Dryer. Updated sleek subway tiled shower, new toilet, new hot water heater, new upscale ceiling fans, efficient split air system Covered rear deck with a lovely private fenced in yard -Gardeners Delight! Loft storage, gravel driveway. Visit the wine shops, bistros and shops that this beautiful New England Seaside town has to offer. Walking distance to restaurants and coffee and bagel shop. Peaceful weekend or April 1 to October 31st getaway! Access to Madison surf club and East and West Wharf Beaches as an added bonus as a Madison resident (yearly fee). This lovely cottage is located on leased land and is subject to land owners rules and prospective buyer must be approved by land owner. Because land is leased sales need to be Cash - mortgage is typically not an option. Yearly rental taxes and garbage approximately $5700 for the year .
Features
- Town: Madison
- Rooms: 2
- Bedrooms: 1
- Baths: 1 full
- Style: Cottage
- Year Built: 1950
- Garage: None,Driveway
- Heating: Other
- Cooling: Split System
- Basement: None
- Above Grade Approx. Sq. Feet: 470
- Acreage: 0.05
- Est. Taxes: $2,029
- Lot Desc: Level Lot
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Electric Range,Refrigerator,Washer,Electric Dryer
- MLS#: 24037397
- Days on Market: 52 days
- Website: https://www.raveis.com
/prop/24037397/281ststreet_madison_ct?source=qrflyer
Listing courtesy of Williams Real Estate
Room Information
| Type | Level |
|---|---|
| Primary Bedroom | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
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28 1st Street, #Youngs Village, Madison (Hammonasset), CT, 06443
$198,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $158,400 | $158,400 | $158,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
| Monthly Tax Payment | $169 | $169 | $169 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $962 | $962 | $1,252 |
| Total Monthly Payment | $1,206 | $1,206 | $1,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524