DO NOT miss out on seeing this 3/3 home on a lot in a half in the treasured Holiday Club Community. As soon as you drive into this community you immediately feel like you're on vacation. This home is IMMACULATE and has been well loved over the years. Don't miss the oversized 38' x 9' concrete slab, perfect for boat or RV parking, There is a 10 x 20' utility shed with electrical. Roof is 7-8 years old, new hot water heater, newer well pump, newer water softener tank and 2 year old refrigerator. Kitchen has granite countertops and is open to dining and living room. The back screened in porch is an oasis on nice days. Current owners have chosen to use the master bedroom as a den and currently utilize the private back bedroom as their retreat complete with a jacuzzi tub. Best of all, hop onto your golf cart to head down to enjoy the ski size lake Anne that also feeds into two additional small lakes. The community has a small private beach perfect for swimming, a boat ramp, volleyball court, BBQ's, playground and separate fishing dock all for your enjoyment. You do not want to miss this home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,417 | $3,103 |
Total Monthly Payment | $2,760 | $2,729 | $3,415 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.